
Policy Snapshot
Giving citizens a direct ownership stakes in AI infrastructure via equity stakes
Scenario
Gradual
Augmentation
All Scenarios
Rapid
Automation
Scope
Near Term
(Volatility Risks)
Medium Term
(Transition Risks)
Long Term
(Structural Risks)
Governance Level
Local
National
International
Target
Entrepreneurs
Displaced Workers
Primary Actor
Governments
Private Actors
Entrepreneurship & Small Business Support
Expanded pathways for displaced workers to create their own jobs through entrepreneurship training and self-employment assistance.
What it is:
Entrepreneurship offers an alternative pathway for workers displaced by AI or seeking greater autonomy in a changing economy. In the US, Self-Employment Assistance (SEA) programs allow unemployed workers to collect benefits while starting businesses instead of searching for wage jobs, whilst SBIR/STTR programs provide non-dilutive federal grants for technology startups conducting early-stage R&D.
However, it is important to distinguish between "opportunity entrepreneurship" (pursuing ventures voluntarily to capture market possibilities) and "necessity entrepreneurship" (self-employment as a survival response to job loss). This distinction has important policy implications: without adequate support, AI-driven displacement may inadvertently expand precarious self-employment rather than dynamic business creation.
Recommended Reading:
U.S. House Committee on Small Business
AI for Mainstreet Act and the AI-WISE Act
November 2025
The House Small Business Committee advanced two bipartisan bills aimed at strengthening small business AI capabilities. The AI for Mainstreet Act directs the Small Business Administration's Small Business Development Centers (SBDCs) to provide "information, guidance, and training" to small businesses on AI adoption, including leveraging AI for business operations, protecting data and intellectual property, and improving cybersecurity and regulatory compliance. The bill builds on the existing AI U Program, an SBDC initiative with backing from Google. The AI-WISE Act (AI Wisdom for Innovative Small Enterprises) charges the SBA Administrator with creating AI educational resources and learning modules covering how to identify AI risks, evaluate whether AI tools fit specific business needs, and coordinate with third-party AI vendors. Sponsors emphasized that businesses in rural communities often lack the resources and information needed to facilitate technology adoption independently.
Google and America's SBDC
AI U Program
September 2024
Google committed $10 million in funding to America's Small Business Development Centers to establish "America's SBDC AI U," a national program providing foundational AI training and one-on-one coaching to help 100,000 small businesses leverage AI's potential. The initiative includes AI Clinics at SBDCs housed on university and community college campuses, where trained advisors and students provide hands-on instruction to local businesses. SBDC advisors receive scholarships to the Google AI Essentials certification course, and Grow with Google launched an accompanying workshop featuring case studies, demonstrations, and prompting exercises available on demand.
Real-world precedents:
Singapore's Enterprise Development Grant provides up to 50% co-funding for qualifying projects including business transformation and capability development, while its SkillsFuture program allows workers to apply training credits toward entrepreneurship courses.
Germany's KfW development bank provides subsidized loans and equity investments supporting business formation, complementing the country's strong vocational training system.
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